Credit Information

Small Business Credit Cards





So what do you look for when applying for a credit card for your small business? One thing is for sure, wasting money isn't an option because it can make or break your business. Things to look for are low interest rates and good customer service.

Ask around for companies with good customer friendly service. Some will let you off late payments time after time while others will come down like a ton of bricks. You need them to be flexible as you never know when you may run into problems

Make sure you don't go with one because of a low introductory offer. You want a long term one as you may not have time every six months to be jumping from one to another. Before signing up for one read the small print, remember it could save your business.

Look out for special bonuses companies offer. Some times companies such as Visa or American Express join with other companies to save you money on anything from shipping or office supplies

Here are two small business credit card options but look around for more and weigh up the benefits for each one

American Express Business Gold Card

? No annual fee for the first year

? No pre-set spending limit

? Save at known brands, such as Staples, FedEx and Hertz

? When you enroll in the Membership Rewards program, you earn points virtually every time you use your eligible, enrolled Business Card.

? Online Account Management

? Car Rental Loss and Damage Insurance

CitiBusiness® Platinum Select® Card

The CitiBusiness® Platinum Select® Card is the card built for small businesses and includes:

? A generous credit line
? Low rate on purchases
? Additional cards for employees
? Free quarterly and annual account summaries
? Free 'Ask the Experts' service


MORE RESOURCES:

TheStreet.com

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The Economist (blog)

Credit cards more transparent, but problems remain
Examiner.com
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Credit cards acting as reverse Robin Hood?Bankrate.com
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Healthy Financial Habits -Which4U - UK -NewsReleaseWire.com (press release)
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Credit Unions Can Do More Small Business Lending, Cheney Says
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July 29 (Bloomberg) -- Congress should raise the lending limits for credit unions because it would help small businesses and create jobs ...

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The Business Insider

Real Estate Bonds Entice Goldman as Ford Sells: Credit Markets
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Fitch: Credit-Card Charge-Offs Fall For 1st Time In 3 1/2 Years
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Charge-offs among prime-rated US credit-card borrowers fell from a year earlier in June for the first time in 3 1/2 years, according to a reading by Fitch ...
Fitch: No Relapse for US Credit Card ABS; Defaults ReboundPR-inside.com (press release)
SEC Helps Steer Ford Back to MarketWall Street Journal
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Reuters

Swiss Stocks Rise; Credit Suisse, UBS Jump on Banking Upgrade, ABB Climbs
Bloomberg
The pesticide maker's drop offset Credit Suisse Group AG's 1.1 percent advance after Deutsche Bank AG raised its recommendation for the European banking ...
UBS May Lift Fixed-Income TargetsWall Street Journal (blog)
UBS Beats Back Tax WoesForbes
RPT-PREVIEW-UBS seen curbing outflows as turnaround nearsReuters
Taipei Times -Toronto Star
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Which Casinos Still Face Credit Woes?
TheStreet.com
NEW YORK (TheStreet) -- Credit woes still loom for casino companies, according to Moody's Investor Services. ...

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AmmoLand.com (press release)

Cabela's Inc. Announces Plans for Store in Edmonton, Alberta, Canada
MarketWatch (press release)
Cabela's also issues the Cabela's CLUB(R) Visa credit card, which serves as its primary customer loyalty rewards program. Cabela's stock trades on the New ...
Cabela's 2Q profit nearly doubles to $18 millionThe Associated Press
Big box outfitting store to open in EdmontonEdmonton Journal

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The Star-Ledger - NJ.com

Honeywell exec says firm will stay in New Jersey
The Associated Press
Chris Christie that his administration will work with the Legislature to expand a tax credit program aimed at retaining companies. ...
Gov. Christie proposes expanding grant program to keep NJ businesses in-stateThe Star-Ledger - NJ.com
Christie: Honeywell to stay in Morris CountyDailyrecord.com

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